Before the start of the condo renovation, we already had like P350k in our home sweet home fund, enough to cover the renovation contract price. I thought we were financially prepared. However, conversations like these happened. Me: Parang mas maganda yung bathroom tiles na nakita ko sa net. Dan: Sige, punta tayo ng Binondo. Let’s check. Additional P30k plus… Dan: Pagawa na kaya tayo ng bed frames and sofa Me: You sure? Additional P48k plus… Me: Gusto ko yung may bathroom enclosure para di nababasa yung floor sa may toilet bowl. And parang mas okay na may sliding mirror sa closet. Dan: Sige. You ask for quotation. Additional P15k plus At madami pang iba… So, our savings went down the drain. My husband’s entire sweldo from January to April less the amortization of the condo went to renovation expenses. Our everyday maintenance came from my paltry salary. Duri...