Before the start of the condo renovation, we already had like P350k in our home sweet home fund, enough to cover the renovation contract price. I thought we were financially prepared. However, conversations like these happened.
Me: Parang mas maganda yung bathroom tiles na nakita ko sa net.
Dan: Sige, punta tayo ng Binondo. Let’s check.
Additional P30k plus…
Dan: Pagawa na kaya tayo ng bed frames and sofa
Me: You sure?
Additional P48k plus…
Me: Gusto ko yung may bathroom enclosure para di nababasa yung floor sa may toilet bowl. And parang mas okay na may sliding mirror sa closet.
Dan: Sige. You ask for quotation.
Additional P15k plus
At madami pang iba…
So, our savings went down the drain. My husband’s entire sweldo from January to April less the amortization of the condo went to renovation expenses. Our everyday maintenance came from my paltry salary.
During Holy Week, while others were on vacation, we decided to stay at home. It’s primarily because we didn’t have (we still don’t have) travel fund to answer for out of town vacation. Second, we felt the need to have “just the two of us” time at home. Third, I had work backlogs. So, our plan was to reflect, sleep, work and clean the house. Then, came Friday, I was preparing to go to Quiapo church when my sister-in-law, through phone broke a very sad news. My father in-law passed away.
My father-in-law (also known as Ama )and I weren’t close. But from my husband’s stories, I can say that, though not perfect (who’s perfect, anyway?), he was a good and loving father.
Although our travel fund was nil, we travelled to Naga City for Ama’s wake and burial. Good thing, I didn’t stop building our emergency fund. It’s where we charged the miscellaneous expenses incurred during the wake.
Right now, our emergency fund is almost zero. However, I never regret spending it for Ama.