Life is indeed full of surprises. Never in my wildest dreams did I ever imagine that I would live in Australia. We considered moving to Singapore in 2018. The plan was to work there for five years, save money and go back to the Philippines and live happily ever after. lol. However, for some reasons, it did not materialize. Then last quarter of 2019, my husband had an opportunity to be transferred to their Sydney branch/headquarter. When asked about my thoughts about it, my answer was a resounding yes. I was so excited. I googled everything about Australia. However, when we started to look at the figures (possible income of a software engineer and the cost of living), we had second thoughts. Modesty aside, I believe we were doing well back in the Philippines. We had a comfortable life there. When I say comfortable, it means I could afford a McDo meal whenever I want. My husband could afford to...