Increasing my Cash Inflow

Our financial status is not at its best.   Our household expenses have bloated while our cash inflow has decreased. I think I already mentioned  that I no longer receive windfalls.  Also, my husband’s salary increase this year is  below 5% of his last year’s salary.  While we are not on the phase where our cash outflow is more than our cash inflow, the fact that I sometimes regret our decision to invest in  real properties is alarming.   

I don’t think my salary will  augment  in the near future.  Although  I heard that there is a bill seeking the increase of salaries of government employees, I’m sure that the increase would not be that dramatic. Spell INCOME TAX!   To receive a higher salary, my only recourse is to pass the exam and automatically hop to Salary Grade 23, which is a few notches higher than my salary grade.   Believe me, it’s easier said than done.  I’m still hopeful though. 

To boost my income, I decided to engage in retail business.  Since I have a day job and I have a limited capital, I opted to display my merchandise on Instagram and Facebook.  So far, I am having fun.  Speaking of having fun, let me share this conversation with my husband.

Dan: Kumusta naman ang business mo?

Me: I’m having fun.

Dan: Anong I’m having fun? Hindi kita binigyan ng capital to have fun.

Me: LOL

He then lectured me about marketing strategies and accounting and stuff.  My husband’s degree in college  has nothing to do with business or commerce.   He never experienced doing business either.  He’s a software engineer.   Yet, he has the guts to teach me about business! The last time I checked it was me who took up Commerce  and who has a vast experience in sales!(I experienced selling longganisa, ham, tuyo, daing,  firecrackers, avon products and many more!!!lol)  He loves books and that explains why he has knowledge, albeit general,  on business, stocks, marketing and even law.   In all fairness, his ideas are great.  One of those is to use this blog as a marketing tool.   Yeah, this is actually  an advertisement post.  Haha.  

So, if you are looking for trendy but affordable clothes, please feel free to follow Chascents (where shopping is a guiltless indulgence) on Instagram and Facebook.  By the way, I used to sell perfumes and Chascents was my "brand name". I retained it even if it does not suggest the category of the merchandise I am selling.  Wala lang, gusto ko lang. Lol.  

Wish me luck on this new venture. Thank you.